Medicare call number — Aurora, CO

Medicare is the federal health insurance program for individuals 65 and older, younger people with disabilities, and those with End-Stage Renal Disease. Part A covers inpatient hospital stays, while Part B covers doctor visits, outpatient care, and medical supplies. Many also enroll in Part D for prescription drug coverage or choose Medicare Advantage plans (Part C) that bundle these benefits. It's designed to help manage healthcare costs.

Medicare generally does not cover long-term care services, most dental care, routine vision exams, cosmetic surgery, most foot care, or hearing aids. Some Medicare Advantage plans may offer limited coverage for certain services like dental or vision. It's important to review your specific plan details to understand exclusions. We can help clarify these benefits for you.

The primary requirement for Medicare eligibility is being 65 years of age or older. Alternatively, you can qualify if you have a disability and have received Social Security disability benefits for 24 months. The third eligibility pathway is for individuals with End-Stage Renal Disease (ESRD) or Amyotrophic Lateral Sclerosis (ALS). Meeting these criteria is the first step to enrollment.

Your monthly Medicare costs will depend on the parts of Medicare you enroll in and your income. Part A usually has no monthly premium for most. Part B has a standard monthly premium that increases for higher earners. Part D premiums vary by plan. Medicare Advantage plans have their own premiums, which can be lower than Original Medicare. Get a free quote for a personalized estimate.

Not everyone enrolls in Part B at age 65, and Part D premiums vary by plan and chosen coverage. Therefore, your total monthly Medicare expense will differ. A free quote will provide a more accurate projection for your specific situation.

Medicare is the federal health insurance program for individuals 65 or older, younger people with certain disabilities, and those with End-Stage Renal Disease. It covers hospital stays (Part A), doctor visits and outpatient care (Part B), and prescription drugs (Part D). Many also choose Medicare Advantage plans (Part C), offered by private insurers, which bundle these benefits. It aims to reduce healthcare expenses.

Medicare Part A is often premium-free if you or your spouse worked and paid Medicare taxes for at least 10 years. However, Medicare Part B, which covers doctor visits and outpatient services, has a monthly premium that varies with income. There are also deductibles and coinsurance costs. Call us for a free quote to estimate your monthly expenses in Aurora.