Medicare supplement policy — Bellevue, WA

In Bellevue, Medicaid and Medicare are distinct programs with different purposes. Medicare is primarily for individuals aged 65 and older, or those with certain disabilities, regardless of income. Medicaid, on the other hand, is a needs-based program for low-income individuals and families. You might qualify for both if your income and assets meet the requirements for Medicaid. A licensed pro can help you understand if you're eligible for either or both programs based on your specific situation in Bellevue.

Medicare Supplement policies, also known as Medigap, work alongside Original Medicare (Parts A and B) in Bellevue. They are designed to help pay for some of the out-of-pocket costs that Original Medicare doesn't cover, like deductibles, copayments, and coinsurance. These policies are sold by private insurance companies and come in standardized plans labeled A through N. A licensed pro can help you compare the different Medigap plans available in Bellevue to find one that fits your healthcare needs and budget.

AARP Medicare Advantage plans, offered by UnitedHealthcare, are a type of Medicare Part C plan. They combine your Medicare Parts A and B benefits into one plan, often including prescription drug coverage (Part D) and additional benefits like dental, vision, and hearing. These plans operate within a network of providers, which can differ from the network used by Original Medicare. A licensed pro can explain how AARP Medicare Advantage plans compare to other Medicare Advantage options and to Original Medicare in Bellevue.