Medicaid versus medicare — Inglewood, CA

Medicare can cover certain home health care services if they are medically necessary and ordered by your doctor. This typically includes skilled nursing care, physical therapy, occupational therapy, and speech-language pathology services. It generally doesn't cover long-term custodial care like help with daily living activities. If you're in Inglewood and need to understand your Medicare coverage for home health services, we can help clarify what's available.

For senior citizens in Inglewood, Medicare eligibility typically begins at age 65. You can enroll during your Initial Enrollment Period, which spans three months before, the month of, and three months after your 65th birthday. Medicare provides coverage for hospital stays (Part A), medical services (Part B), and often prescription drugs (Part D). Many also choose Medicare Advantage plans (Part C) for bundled coverage. We can help you navigate these choices.

'Extra Help' is a Medicare program that helps people with limited income and resources pay for some of their Medicare Part D prescription drug costs. This can include help with monthly prescription drug premiums, annual deductibles, and copayments. If you live in Inglewood and believe you might qualify for Extra Help, it's worth exploring this program to reduce your out-of-pocket prescription expenses. We can provide information and guide you.

Medicare Part C, also known as Medicare Advantage, is an alternative to Original Medicare (Part A and Part B). These plans are offered by private insurance companies and must cover everything Original Medicare covers. Many Part C plans also include prescription drug coverage and additional benefits like dental, vision, and hearing. If you're in Inglewood and considering your options, we can help you compare Part C plans with Original Medicare.